Age group 17 to 29 years of age
The most competitive companies and there groups of companies in this category are:
• Admiral & associate companies.
• Direct Line & associate companies.
• E Sure & associate companies.
• Liverpool Victoria.
• Price comparison services.
Admiral & associate companies:
Companies to try:
• Bell Direct • Diamond • Elephant
Drivers:
All drivers 21 to 29 years of age, full or provisional license (full license less than 1 year classed as provisional). Better rates with mature additional driver (mature means over 35 years of age, full license over 5 years,no fault claims last 3 years, no convictions last 5 years).
Cars:
• Family and most higher rated cars.
Options:
• Female drivers try Diamond.
• Male drivers try Bell.
• Accidents up to 2 fault claims last 3 years.
• Convictions up to 6 points on license last 5 years with or without No Claims Discount (NCD). Will look at bans.
• 10 month policy available, with extra 1 years NCD.
Comments:
A MUST TRY COMPANY for this age group. Good company offering good value for money in this area.
Beware of Flexi-Bell policy.
Direct Line & associate companies:
Companies to try:
• Churchill • Privilege • Tesco • Prudential
Drivers:
All drivers 17 to 29 years of age, full or provisional license (full license less than 1 year classed as provisional).
Cars:
• Family and some higher rated cars.
• Maximum value £50,000.
• Minimum value £1,000.
Options:
• Try Privilege under 30 years of age.
• Female drivers Churchill.
• Convictions over 6 points on license Privilege.
• Claims over 2 fault claims last 3 years Privilege.
Comments:
A MUST TRY COMPANY for this age group, excellent discount if your home insurance is with them. Normally include use in connection with your occupation fantastic company.
Direct Line group tend to ask for written proof of specific immobiliser or tracker manufacturers for some high rated and all exotic cars.
E Sure & associate companies:
Companies to try:
• E Sure • Sainsbury • Sheilas Wheels
Drivers:
• E Sure over 25 only.
• Sainsbury & Sheilas Wheels (females only) over 17.
• Full UK license only.
Cars:
• E Sure & Sheilas Wheels (females only) family.
• Sainsbury for all family cars.
Options:
• E sure
Maximum No Claims Bonus (NCD) only. No fault claims last 3 years. Maximum 3 points last 5 years.
• Sainsbury
With or without NCD. Up to 2 fault claims last 3 years. Up to 6 points last 5 years.
• Sheilas Wheels
Ladies only Company (male additional drivers OK). Up to 1 fault claim last 3 years. Up to 3 points last 5 years.
Comments:
Normally use in connection with occupation plus social. Fantastic company. The E Sure group have been uncompetitive for the last 18 months but are coming back into the picture recently.
Liverpool Victoria:
Companies to try:
• Liverpool Victoria • What Car Insurance
Drivers:
• All drivers.
• Full UK license only.
Cars:
• Family, higher rated and exotic over 25.
• Family and some higher rated under 25.
• Maximum 2 fault claims last 5 years.
• Points on license can be OK if no ban involved.
Options:
• What Car Insurance.
Comments:
Terrific company.
Price comparison services:
Companies to try:
• moneysupermarket.com • Best Advice UK
• Tesco Compare
Drivers:
• All drivers.
• Full or provisional license.
• Cater for all risks.
• With or without No Claims Discount.
Cars:
• Family, higher rated and exotic.
Options:
• Internet – moneysupermarket.com and Tesco Compare.
• Phone/Internet – Best Advice UK.
Comments:
MUST TRY COMPANIES. They will do a lot of hard work on your behalf to give you an impartial idea of rates for the whole market. |
