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Price comparison companies

• Best Advice UK
• gocompare.com
• Moneysupermarket
• Tesco Compare

List of companies
(analysed by Matthews Guide)

• AA Insurance
• Admiral
• AIG Direct

• Asda
• Auto Direct
• Aviva
• Barclays Insurance
• Bell Direct
• Bradford & Bingley
• Budget
• Churchill
• CIS

• Dial Direct
• Diamond
• Direct Choice
• Direct Line
• E Car Insurance
• E Sure
• easyMoney.com
• Egg
• Elephant
• Endsleigh
• First Alternative
• Ford
• Halifax
• Hastings
• HSBC Insurance
• Insure & Go
• Insure it all
• its4me
• Kwik Fit
• Lancaster Insurance
• Liverpool Victoria
• Lloyds TSB
• Marks & Spencer
• Masterquote
• Mercedes
• More Than
• Nationwide
• NatWest
• Nissan
• Peoples Choice
• Privilege
• Prudential
• Quinn Direct
• RAC
• Rias
• Royal Bank
of Scotland

• Saga
• Sainsbury's
• Screentrade
• Sheilas Wheels
• Swiftcover.com
• Swinton
• Tesco
• The Post Office
• Toyota
• Vauxhall
• Virgin
• Volvo
• What Car Insurance
• YES Insurance
• Yorkshire Bank
• Zurich

line

theAA

4 Stars
AA Insurance
Intermediary insurance company – Owned by private equity firms Permira and CVC.

(av) amounts in brackets are market average.
Address:
Lambert House, Stockport Road, Cheadle, SK8 2DY.
Affiliated Companies:
• Saga (partnership).
APR on instalments:
24.9% (23.5%) poor value.
Cancellation charges:
Pro rata plus £25 (£42) admin fee.
Courtesy car:
Included free (£24) good.
Foreign Use:
Up to 90 days free (69 free days) good.
Notify your company of any trip abroad before going.
Legal protection:
Included free (£21) good.
Maximum age for new business:
80 years-of-age.
Personal accident cover:
Up to £5,000 – Comprehensive only.
Up to £7,500 – If you are a member of the AA.
Policy amendment fee:
£25 (£16.75) hard to justify.
Protected no claims discount:
Do not pay more than 10% extra.
Staff:
OK 6/10 (7/10).
Standard use of car:
Social only, extra use costs more.
Some occupations are social use only.
Stereo & personal effects cover:
£500 (less any excess) – Comprehensive only.
£1,000 (less any excess) – AA members.
Vehicle breakdown:
AA, poor value. Basic cover price £31.50 (£34) plus home recovery £91.95 (£65.50).
Voluntary excess available:
• £50 • £75 • £100 • £125 • £150 • £200
• £250 • £500
Windscreen Cover:
Included free. Excess £70 (£63) excessive.
Cards Accepted:
• Major Credit/Debit cards.
Website:
Good site.
Phone Number:
Freephone: 0800 316 2456.
Comments:
The AA have recently been much more competitive, good policy.

Company summary:

• More competitive recently, but rarely the best deal available.

• Claims have to be declared in last five years with the AA.

Tel: 01782 838404 • Email: info@matthewsguide.co.uk
The Matthews Guide to Motor Insurance – Independent Insurance Advice