Major insurance companies & associate companies
Please note that The Matthews Guide to Motor Insurance and it's sister company, Best Advice UK Ltd, receive no commissions from any insurance company/intermediary.
The Matthews Guide to Motor Insurance and Best Advice UK remain totally impartial and are completely independent. We report as we find, with the insurance buying publics' interests at heart.
Major Insurance Companies
• Are competitive on most types of risks.
• Offer good quality service.
• Give flexible cover.
• Have enormous backers ie banks, large corporations or institutions of European/World renown.
• Do not usually overcharge for policy extras.
This handful of major insurance companies, listed below, insure over 50 per cent of the UK’s private cars:
• Admiral & associate companies.
• Direct Line & associate companies.
• E Sure & associate companies.
• More Than & associate companies.
• Norwich Union & associate companies.
• Liverpool Victoria.
Matthews Guide star ratings:
 |
Top quality prices and cover. |
 |
Good prices and cover. |
 |
Reasonable prices and cover. |
 |
Not recommended. |
 |
Avoid. |
Each insurance company is scored
from 1 to 5 stars based on:
• Service
• Price
• Financial backing
• Policy/charges
• Efficiency
• Staff attitude
• Claims service
• High-tariff phone numbers
Top company analysis
Based on price, quality of policy and service over the last two years:
| Category |
Winner |
Runner up |
Third Place |
| Best all round quality |
E Car insurance |
Saga |
Marks & Spencer |
| Best value for money |
Privilege |
Budget |
Admiral Group |
| Best for young drivers |
Privilege |
Virgin |
Quinn-Direct |
| Best for Lady Drivers |
Churchill |
E Car insurance |
Admiral / Diamond |
| Best Staff |
Saga |
Mercedes |
Marks & Spencer |
| Best internet design |
Swiftcover.com |
Admiral |
Budget Group |
| Best Brokers / intermediaries |
Budget Group |
Marks & Spencer |
Post Office |
The above table is based on the last two years. Over any twelve month period companies will be more competitive at certain times than others.
We therefore judge the insurance companies as a whole over at least one year to have a true reflection of their position in the market.
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