Information

• Buildings cover

• Contents cover

• Accidental damage

• Cover of valuables away from home

• Home emergency cover

• Garden cover

• Legal protection

• Protected NCD

• Policy excess

• APR on instalments

• Mortgage providers

• Security & Neighbourhood Watch schemes

• Internet or phone?

Garden cover

Making your garden attractive can be very expensive and theft of trees, shrubs, plants, ornaments and garden equipment has become more prevalent in recent years.

Home insurance policies often cover certain aspects of the garden with relatively low limits within the basic policy terms.
But some companies now offer additional cover for your garden at an extra premium. If you spend reasonable amounts on your garden, this extra is worth considering.

Companies offering extra cover:
• Barclays – Cost £27
• E Home Insurance –
Included in the home emergency policy.
• Liverpool Victoria –
Up to £1,000 garden contents included.
• More Than –
Up to £2,000 garden contents included.

Comment
Some companies include reasonable garden cover as standard, in their policy. But it can make sense to pay for the extra cover, if you spend heavily on a nice garden.