Information

• Buildings cover

• Contents cover

• Accidental damage

• Cover of valuables away from home

• Home emergency cover

• Garden cover

• Legal protection

• Protected NCD

• Policy excess

• APR on instalments

• Mortgage providers

• Security & Neighbourhood Watch schemes

• Internet or phone?

Protected no claims discount

Some insurers now offer protected no claims discount for an additional premium.

This is worth considering if the additional premium is less than 10 per cent extra.

Companies offering this extra:
• Churchill
• Norwich Union
• E Sure
• Sainsbury

Do you really need this cover?
You might be better using the money to buy home emergency.