|
Security systems and Neighbourhood Watch schemes
Many insurers will give you a small discount if you have a professionally installed burgler alarm, which is regularly and properly serviced.
If the alarm is connected to a Police Station, the discount will increase, with most companies.
Insurers are also keen on neighbourhood watch schemes and will often give small discounts if your area is part of one.
Most insurers are now specific about the types of locks you use and the need to have locks on windows as well as doors.
For example ‘More Than’ specify:
• 5 Lever deadlock on final exit door.
• 5 Lever deadlocks or key operated security bolts to all other exit doors including French windows and patio doors.
• Key operated window locks to all ground floor opening windows.
Comment
Be careful to ensure that your security is in line with the insurance companies requirements before buying your policy.
Failure to have the specified security could leave you open to having a claim refused or reduced. |
