|
Insurance terminology
Star ratings:
 |
Top quality prices and cover. |
 |
Good prices and cover. |
 |
Reasonable prices and cover. |
 |
Not recommended. |
 |
Avoid. |
X/S:
Means policy excess to be paid either compulsory or voluntary.
Duty of disclosure:
It is vital to know and remember that because an insurance company has not asked you a specific question, does not mean that you do not have to disclose relevant information which could effect your insurance.
We are all obliged to give any information to our insurance company that may be relevant in their decision to insure our house and the price that they will charge for the policy.
Failure to do this can result in claims being refused or claims payment reduced.
It is always better to declare any information 'up-front' to avoid problems later.
|
• Association of British Insurers
Phone: 0207 600 3333
|
|
• ABTA (Association of British Travel Agents)
Phone: 0207 7637 2444
|
|
• IATA (International Airtransport Association)
Phone: 004122 770 2751
|
|
|
|
• British Embassies
Phone:
|
|
• Airports
Heathrow:
Gatwick:
Manchester:
Stanstead:
Luton:
Liverpool John Lennon:
|
|
• Financial Services Authority
Phone: 0845 60 555 25 |
|
• Insurance Ombudsman
Phone: 0207 7928 7600
|
|
• Office of Fair Trading
Phone: 0207 242 2858
|
|
|
