Quotation Section
The main criteria dictating the cost of your insurance are:
Age of the property
• Is it a listed building?
• Is it in a poor state of repair?
Location
• Is it near a river, lake or sea (with flood potential)?
• Is there a subsidence problem in the area?
• Do you have a theft problem in your area?
Type of property
• Detached
• Semi-detached
• Terraced
• Apartment
• Rebuilding costs
• How many bedrooms
Construction
• Does it have a thatched roof (fire hazard) or bricks and tile?
• Is any of the construction timber?
Claims history
• Previous claims in the last three or five years |