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Price comparison companies

• Best Advice UK
• gocompare.com
• Moneysupermarket
• Tesco Compare

List of companies
(analysed by Matthews Guide)

• AA Insurance
• Admiral
• AIG Direct

• Asda
• Auto Direct
• Aviva
• Barclays Insurance
• Bell Direct
• Bradford & Bingley
• Budget
• Churchill
• CIS

• Dial Direct
• Diamond
• Direct Choice
• Direct Line
• E Car Insurance
• E Sure
• easyMoney.com
• Egg
• Elephant
• Endsleigh
• First Alternative
• Ford
• Halifax
• Hastings
• HSBC Insurance
• Insure & Go
• Insure it all
• its4me
• Kwik Fit
• Lancaster Insurance
• Liverpool Victoria
• Lloyds TSB
• Marks & Spencer
• Masterquote
• Mercedes
• More Than
• Nationwide
• NatWest
• Nissan
• Peoples Choice
• Privilege
• Prudential
• Quinn Direct
• RAC
• Rias
• Royal Bank
of Scotland

• Saga
• Sainsbury's
• Screentrade
• Sheilas Wheels
• Swiftcover.com
• Swinton
• Tesco
• The Post Office
• Toyota
• Vauxhall
• Virgin
• Volvo
• What Car Insurance
• YES Insurance
• Yorkshire Bank
• Zurich

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Swinton
2 Stars
Swinton
Intermediary insurance company – Owned by La Mutuelle Du Mans Assurance.

(av) amounts in brackets are market average.
Address:
6 Great Marlborough Street, Manchester. M1 5SW.
Associated to:
• its4me • Bullseye plus many more...
APR on instalments:
12% service charge not APR (23.5% APR). Deposit then 10 monthly payments by direct debit.
Cancellation charges:
Pro rata plus £50+ (£42) charge.
Courtesy car:
Normally included (£24) check before buying policy.
Foreign Use:
Varies (69 free days) check before buying policy. Notify your company of any trip abroad before going.
Legal protection:
£10 (£21) OK.
Maximum age for new business:
75 years-of-age.
Personal accident cover:
Not given.
Policy amendment fee:
£15 (£16.75) average.
Protected no claims discount:
Do not pay more than 10% extra.
Staff:
Not great 5/10 (7/10).
Standard use of car:
Social only, extra use costs more. Some occupations are social use only.
Stereo & personal effects cover:
£500 audio cover.
Vehicle breakdown:
RAC Basic cover costs £39 (£34) + home call £72 (£65.50) poor value.
Voluntary excess available:
• £100 • £250 • £500
Windscreen Cover:
Included free. Excess £60 (£63) average.
Cards Accepted:
• Major Credit/Debit cards.
Website:
Poor site.
Phone Number:
Freephone: 0800 0565 631.
Customer Service/Claims:
0800 056 5631 (Freephone).
Comments:
Same company as its4me. You can do better. 2% credit card fee added. Charge additional £10 fee on internet transactions at the last stage, very aggravating.

Company summary:

• Very aggressive on marketing.

• Use many different trading names.

• Often competitive on drivers over 21 years of age.

• Swinton charge an additional premium of £10 on their internet site but do not tell you until you are about to pay.

Tel: 01782 838404 • Email: info@matthewsguide.co.uk
The Matthews Guide to Motor Insurance – Independent Insurance Advice