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| 3 Edridge Road, Croydon. CR9 1AG. |
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| No instalment charge (24.5%) excellent offer. |
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| 1 months premium as fee (£43). |
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| Included free (£25) good. |
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| First 3 days of any trip free (69 free days) not good. Notify your company of any trip abroad before going. |
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| Maximum age for new business: |
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| 80 Years-of-age. |
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| Difficult to ascertain until policy has been paid for (they do give you 14 days to study the policy and schedule, you can then cancel without penalty). |
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| £15.75 (£17.75) too high. |
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| Protected no claims discount: |
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| Do not pay more than 10% extra. |
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| Normally use in connection with occupation + social (insured only). Some occupations are social use only. |
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| Stereo & personal effects cover: |
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| Difficult to ascertain until policy has been paid for (they do give you 14 days to study the policy and schedule, you can then cancel without penalty). |
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| Green Flag, including home call £69.30 (£66.50) poor value. |
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| Voluntary excess available: |
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| • £150 • £250 • £300 |
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Included free. Excess £75 (£64) too high.
Repairs £10. |
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| • Major Credit/Debit cards. |
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Claims/Customer Services: 0800 051 4000
(Freephone). |
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| Excellent offer on instalments. Competitive for younger drivers. |
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• Very good for young drivers.
• 0% instalments usually available for over 18 years of age. |
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• Virgin are now charging £10 for windscreen repairs (previously free). |
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• Business use included for most occupations.
• Not competitive for drivers over 25 years of age.. |
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• The Direct Line Group have a habit of increasing compulsory excess at renewal without properly explaining or highligting this on the renewal notice. They also impose automatic renewal of policies without properly telling their client. |
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• Named drivers now earn no claims bonus with the Direct Line Group. |
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• Virgin are not reducing no claims bonus if the vehicle is damaged due to vandalisim. |
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