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Information:

Accident procedure
A car accident can be one of life's most traumatic experiences.
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Anomalies
Useful advice, tips and extras offered by some insurers.
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Automatic renewals
Some companies automatically renew their clients insurance.
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Breakdown
Most companies offer cover as an additional option.
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Contact numbers
Useful contact numbers.
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Courtesy car
Another lucrative extra.
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Driving other cars
Comprehensive cover only.
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Foreign travel
Driving whilst abroad.
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Instalments
Paying on instalments can be extremely expensive.
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Internet or phone?
Most companies prefer customers to use the internet.
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Legal protection
Policies normally insure you for between £50,000 and £100,000 of solicitors fees.
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Lower rate phone numbers
Avoid high tariff numbers.
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No claims discount
Insurers prefer customers that don’t make claims.
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Policy amendments fees
A fee charged by your insurer when you amend your policy.
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Policy excess
The amount that you have to pay towards any claim.
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Use of your car
Social, commuting & business.
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Windscreen cover
If any glass on your vehicle shatters, have it replaced without losing your no claims discount.
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Vehicle breakdown:

Most insurance companies now offer vehicle breakdown cover as an additional option.

It is convenient to have the same renewal date as your car insurance.

Significantly, the Insurers will receive a commission from the recovery company, therefore it can be cost effective to buy your vehicle breakdown separately.

Cover is simple to purchase, and spending half an hour finding the best price can save you a sizeable amount. (Green Flag is owned by Direct Line).

Examples (prices based on same criteria):

Direct Line Direct Line:
www.directline.co.uk
0845 246 1277 local rate
Basic cover price £33.60
Home call price £63
Green Flag Green Flag:
www.greenflag.co.uk
0845 246 1557 local rate
Basic cover price £28
Home call price £53.55
More Than More Than:
www.morethan.co.uk
08088 107 1891
Basic cover price £27.89
Home call price £42.49
Norwich Union Norwich Union:
www.norwichunion.co.uk
0800 092 9561
Basic cover price £30
Home call price £44
Tesco Tesco:
www.tesco.co.uk
0845 300 9900 local rate
Basic cover price £35.70
Home call price £68.25

Comments
This is an area where it is easy to save money by shopping around and buying separately if necessary. It's a very simple transaction on line or by phone.

Basic cover normally means a distance of one mile radius from your home address and home call includes call out to your home address.

Phone Best Advice UK on Freephone 0800 0851 898

Best Advice UK

Our average client saves over £100*

Best Advice UK is totally independant and has no connection with any other insurance company/broker.

Visit us at: www.bestadviceuk.co.uk


Phone FREE on:

FREE Phone 0800 0851 898

*Our clients saved an average of over £100 each last year.

Legal Protection Policy
Worth up to £36.
£1 from every Legal
Policy goes to either
Cancer Research UK
or the
British Heart Foundation.

More details click for more details

Excess Protection
Up to £500 worth of cover.
Increase your excess and reduce your policy premium without the risk of paying out large sums of money if you have an accident.

More details click for more details

Breakdown Cover
Average call out 35 min.
Covers for homecall,
recovery to garage or
destination, car hire,
train tickets, accomodation
and with caravan or trailer.

More details click for more details

Courtesy Car
Guaranteed loan car.
For both Comprehensive
and Third Party policies.
You will be guaranteed
a courtesy car for up to
two claims a year.

More details click for more details
 
The Matthews Guide to Insurance – Independent Insurance Advice


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