This fee is applied when you make changes to your policy (even if there is no extra premium due):

• Change of car.
• Change of drivers.
• Change of address.
• Policy cancellation.

If you have an additional premium for:
• More expensive/higher rated cars.
• Higher rated change of driver.
• Move to higher rated post code.

The policy amendment fee is added on top of your additional premium.

Examples:
• Liverpool Victoria no charge.
• E Sure £17.50.
• Direct Line £17.85.
• Admiral £17.50.
• AA £30 (Hard to justify).
• Kwik Fit £25 (Hard to justify).
• Tesco £15.75.

Comments
The only justification for this charge is to increase the companies profits. £25 plus on top of your extra premium for no obvious reason is not acceptable.

The above charges are on top of any additional premium charged by the insurance company for a higher rated car etc. and in the case of intermediaries who receive a percentage of any additional premium charged by the insurance company plus their own service charge i.e. If you change your car with the AA and the insurance company charge you £50 additional premium the AA will receive around 15% in commission, on top of their service charge of £30. Therefore out of a total premium paid of £80 the AA take £37.50 in charges and commission, for what usually amounts to a few minutes work by a call centre clerk.

Our average client saves over £100* Best Advice UK is totally independant and has no connection with any other insurance company/broker. Visit us at: www.bestadviceuk.co.uk Phone FREE on: *Our clients saved an average of over £100 each last year.

Worth up to £36.
£1 from every Legal
Policy goes to either
Cancer Research UK
or the
British Heart Foundation.

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Up to £500 worth of cover.
Increase your excess and reduce your policy premium without the risk of paying out large sums of money if you have an accident.

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Average call out 35 min.
Covers for homecall,
recovery to garage or
destination, car hire,
train tickets, accomodation
and with caravan or trailer.

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Guaranteed loan car.
For both Comprehensive
and Third Party policies.
You will be guaranteed
a courtesy car for up to
two claims a year.

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