Information:

Accident procedure
A car accident can be one of life's most traumatic experiences.
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Anomalies
Useful advice, tips and extras offered by some insurers.
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Automatic renewals
Some companies automatically renew their clients insurance.
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Breakdown
Most companies offer cover as an additional option.
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Contact numbers
Useful contact numbers.
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Courtesy car
Another lucrative extra.
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Driving other cars
Comprehensive cover only.
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Foreign travel
Driving whilst abroad.
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Instalments
Paying on instalments can be extremely expensive.
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Internet or phone?
Most companies prefer customers to use the internet.
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Legal protection
Policies normally insure you for between £50,000 and £100,000 of solicitors fees.
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Lower rate phone numbers
Avoid high tariff numbers.
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No claims discount
Insurers prefer customers that don’t make claims.
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Policy amendments fees
A fee charged by your insurer when you amend your policy.
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Policy excess
The amount that you have to pay towards any claim.
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Use of your car
Social, commuting & business.
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Windscreen cover
If any glass on your vehicle shatters, have it replaced without losing your no claims discount.
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A compulsory excess is always applied at an average of £60.50.

Companies with high excess’ include:
• Direct Line £75 excess.
• Zurich £100 excess.
• Tesco £75 excess.

With a reasonable excess of £50 or less this is an extremely worthwhile policy inclusion.

NB
Your excess is normally increased if you do not use an approved repairer.

Comments
Virtually all insurers include this but as you will see the value is continually being eroded by the high excess amounts some insurers apply.

When you consider that you normally have to use their approved repairer, where they will receive gigantic discounts, the insurers are becoming increasingly less generous with this clause.

Our average client saves over £100* Best Advice UK is totally independant and has no connection with any other insurance company/broker. Visit us at: www.bestadviceuk.co.uk Phone FREE on: *Our clients saved an average of over £100 each last year.

Worth up to £36.
£1 from every Legal
Policy goes to either
Cancer Research UK
or the
British Heart Foundation.

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Up to £500 worth of cover.
Increase your excess and reduce your policy premium without the risk of paying out large sums of money if you have an accident.

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Average call out 35 min.
Covers for homecall,
recovery to garage or
destination, car hire,
train tickets, accomodation
and with caravan or trailer.

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Guaranteed loan car.
For both Comprehensive
and Third Party policies.
You will be guaranteed
a courtesy car for up to
two claims a year.

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